Chapter 7 bankruptcy is a powerful debt relief law. It helps give a fresh start to people who have too much debt and can't see a way out. Bankruptcy requires a lot of paperwork and documentation. But many people with simple cases file successfully on their own without a lawyer. Here are the 10 steps to file your case:
1. Collect your documents
2. Take the required credit counseling course
3. Complete the required bankruptcy forms
4. Get your filing fee ready or fill out a fee waiver request
5. Print your completed bankruptcy forms
6. Go to the court to file your forms
7. Mail required documents to your trustee
8. Take the second required bankruptcy course on financial management
9. Attend the 341 meeting with your trustee
10. Deal with your car loan if you have one
Learn more about how to file for bankruptcy for free:
Última revisión: April 1, 2025