What is Long-Term Care?

Long-term care refers to a range of services and support provided to individuals who need assistance with daily activities due to a chronic illness, disability, or aging. Here's what people should know about long-term care in New York State:

1. Types of Long-Term Care: Long-term care can be provided in various settings, including nursing homes, assisted living facilities, adult day care centers, and in the individual's own home. The specific type of care depends on the person's needs and preferences.

2. Services Covered: Long-term care services may include assistance with activities of daily living (such as bathing, dressing, eating), medication management, skilled nursing care, therapy services, meal preparation, transportation, and social activities. The extent of coverage and available services can vary depending on your needs and the program you qualify for.

3. Medicaid Coverage: Medicaid is a significant source of funding for long-term care in New York State. Eligible individuals can receive Medicaid coverage for long-term care services, but it's important to meet specific income and asset requirements to qualify.

4. Cost of Care: Long-term care can be expensive, and individuals are responsible for covering the associated costs. It's crucial to understand the potential expenses involved and explore available financial resources, such as long-term care insurance, personal savings, and Medicaid, to help manage the costs.

5. Caregiver Support: Long-term care often involves the involvement of family caregivers. New York State offers resources and support services for caregivers, including respite care, training programs, support groups, and assistance with navigating the complexities of long-term care.

It's important for you and your family to research and understand the long-term care options available in New York State, including the eligibility criteria, available services, and associated costs. Seeking guidance from healthcare professionals, social workers, or the New York State Department of Health can provide valuable information and assistance in making informed decisions about long-term care.