If you're over 65 and still working with employer health coverage, there are important steps to consider:
-
Enroll in Medicare Part A: It's usually free, so make sure you're signed up.
-
Consider Medicare Part B: This part is not free. Compare the coverage provided by your employer's health plan with what Medicare Part B offers. Consider factors such as deductibles, copayments, and the services covered. If your employer's plan is comprehensive and affordable, delaying Part B enrollment could save you money.
Carefully evaluate your current employer's health coverage, costs, and your healthcare needs before deciding whether to enroll in Medicare Part B.
Last Reviewed: November 5, 2023