How can I improve my credit score?

How do I get and keep a good credit score?

Here are some guidelines that can help:

1. Pay your loans on time, every time

2. Don’t get close to your credit limit

3. A long credit history will help your score

4. Only apply for credit that you need

5. Fact-check your credit reports

Source: Consumer Financial Protections Bureau

For information on how to get a free copy of your credit report, go to the Consumer Financial Protections Bureau.